Causes and Types
Water damage can manifest in various forms, each with distinct causes:
- Sudden/Accidental: Bursting pipes, appliance leaks, or natural disasters such as floods.
- Gradual/Chronic: Roof leaks, deteriorating plumbing, or faulty drainage systems.
- Category 1 – Clean Water: Originating from sources such as faucets, sinks, or air conditioning units.
- Category 2 – Gray Water: Discharged from dishwashers, washing machines, or showers, containing contaminants like food particles or cleaning agents.
- Category 3 – Black Water: Sewage or floodwater, contaminated with bacteria, viruses, or harmful substances.
Legal Definition of Water Damage
Water damage is defined legally as any damage to property caused by the intrusion, spillage, or seepage of water. This includes both sudden and chronic damage, as well as damage caused by clean, gray, or black water. Legal consequences may vary depending on the circumstances and applicable laws.